People have the fear of failure. They assume that an exam is a tipping scale that will determine the outcome of their life. The old story of good grades>good university>good job>good money>good lifestyle. Everyone wants the great lifestyle. For some, it is very necessary as they might have had a rough time in their childhood. For the others, it is not that crucial as it seems to be. It is the fear of winning it or losing it all in the game of life.